Archive for April 2018

Interesting Stuff on the Web Volume 27

Interesting stuff on the web is what I have read through out the week. I read a lot of articles and there is always a few that I feel is worth you reading. Often I have a different opinion than the articles I post on Interesting Stuff On The Web but they are all well written pieces. Here are the links. Enjoy !!



Warren Buffett and Ray Dalio agree on what to do when the stock market tanksBut for the average person, shifts in the market, even ones as dramatic as the ones we’ve seen this year, shouldn’t be cause for panic. During times of volatility, seasoned investors Warren Buffett and Ray Dalio agree that it’s best to stay calm and stick to the basics.”


fatFIRE vs leanFIRE/ Smelling freedom “The FIRE community is made up of strong people with clear views regarding what they consider the “right” way to FIRE. LeanFIRE is by far the favourite approach, based on reducing expenses to the bare minimum and living a frugal life. There is, however, a much smaller tribe that advocates for a different way of doing things.”

net worth means nothing if you don’t have cash flow/Gen Y MoneyAlthough everyone in the personal finance blogosphere is obsessed with their net worth, in fact, they have a Rock Star Directory displaying the net worth tracker of personal finance bloggers.”

The Geography Of Debt In America/ Accidental FIRE  “A while back I did a guest post on Millennial Money Man about the Geography of Student Loan Debt in America. Well this post is about the geography of overall debt in America.”




Don’t wait for retirement to enjoy life !!

Cost of University in Canada


For new students, applications and enrollment for 2018/2019 school year starts now. Here is a few stats to help navigate thru the financial side of the cost of university in Canada.


Cost of Tuition

Source:   Statistic Canada

Tuition for undergraduate programs for Canadian full-time students was, on average, $6,571 in 2017/2018, up 3.1% from the previous academic year. The average cost for graduate programs was $6,907, a 1.8% increase over 2016/2017.

Across Canada, the increase in undergraduate average tuition fees for 2017/2018 ranged from 0.1% in Alberta to 5.5% in Nova Scotia.
Tuition fees for Canadian graduate students were unchanged in Alberta and Newfoundland and Labrador, and rose in the remaining provinces, with increases ranging from 0.8% in British Columbia to 2.8% in Nova Scotia.

Compulsory Fees

Additional compulsory fees vary by institution, typically they include fees for athletics, student health services and student associations. On average, additional compulsory fees were $880 in 2017/2018. With an additional $773 on books.


Canadian University Survey Consortium surveyed more than 18,000 graduating university students from 36 Canadian universities for its 2016 annual report. The average student owed $26,819.

By knowing the fees and tuition of the university you are attending beforehand will help plan the cost of university education. Also check for eligible scholarships and bursaries as each province and university is different.


Here is the link to MoneySense : They asked 6 questions: average cost of school, books, groceries, where they received their money, how much debt etc.(They have cool infographs.)


“Anyone who stops learning is old, whether at twenty or eighty, anyone who keeps learning stays young.”
– Henry Ford